Stripe Verification

Independent Stripe Revenue Audit

ProofCap connects to Stripe via read-only OAuth to independently verify MRR, churn, and payment health — without relying on exports, screenshots, or anything the seller controls.

What we verify

Every metric that matters in a Stripe audit

MRR & ARR

Computed directly from active subscription events — not from the Stripe dashboard summary.

MRR Bridge

New, expansion, contraction, and churned MRR broken out month-by-month for the trailing 12 months.

Churn Rate

Logo and revenue churn calculated from subscription cancellation and downgrade events.

Refund Rate

Total refund volume as a percentage of gross revenue — high refund rates are a fraud signal.

Dispute Rate

Chargeback and dispute frequency — above 0.5% of charges is a Stripe risk flag.

Plan Distribution

Revenue breakdown by subscription plan — concentration risk and pricing tier health.

New vs. Expansion Revenue

Proportion of MRR growth driven by new logos vs. expansion of existing accounts.

Payment Failure Rate

Failed payment and involuntary churn indicators.

Why Stripe exports aren't enough

Source-connected, not export-reliant

A Stripe CSV export is easy to manipulate — rows can be added, deleted, or edited before sharing. A buyer receiving an export has no way to verify it matches the actual account.

ProofCap connects directly via OAuth. The data we see is the data in the live account — not an export the seller prepared. That's the difference between due diligence and document review.

Stripe CSV export (what sellers share)

  • • Can be edited in Excel before sharing
  • • No way to verify rows match actual payments
  • • Doesn't include refunds unless seller adds them
  • • Timestamps can be altered

ProofCap OAuth connection

  • • Read directly from live Stripe event log
  • • Includes all charges, refunds, and disputes
  • • Seller cannot modify what we see
  • • Timestamped and cryptographically signed

Security & Privacy

What ProofCap never does with your Stripe data

  • We never request write access — no refund capability, no subscription modifications
  • We do not store Stripe credentials or OAuth refresh tokens beyond the audit window
  • We never access customer PII (names, addresses, card details) — only aggregate subscription and payment metadata
  • We cannot see or transmit raw billing data to third parties

Run a Stripe audit on your next deal

Free for your first audit. No credit card required.